As consideration for the submitting an Online Pre-approval Application I/We (“User”) agree to the following terms and conditions:

  1. User agrees to avoid the use of profanity, expletives, derogatory comments or any terms or phrases that discriminate based upon race, color, sex, religion, handicap, family status or national origin in any communications on or through this website; and, User understands that Community Lending of America will enforce Federal and State fair housing laws.
  2. User understands that this web site may contain hyperlinks to web sites operated by parties other than Community Lending of America. Community Lending of America is not responsible for their content nor does the hyperlink in any way imply that Community Lending of America endorses the material on such Web sites or are associated with their operators.
  3. User agrees that Community Lending of America and any affiliates and/or any provider of goods and/or services designated by Community Lending of America including, but not limited to, The Buyers Advantage, may be supplied with all information provided by User including, but not limited to, phone number, email address and/or address in order to contact User via phone, email or mail for any reasonable purpose including, but not limited to, offerings of additional real estate related products and services.
  4. If and when requested by Community Lending of America, User agrees to provide true, accurate and complete information and to refrain from impersonating or falsely representing my affiliation with any person or entity.
  5. User agrees that Community Lending of America has the right, but not the obligation, to take any of the following actions in our sole discretion at any time and for any reason without giving you any prior notice:
    1. Restrict, suspend or terminate your access to all or any part of our Services;
    2. Change, suspend or discontinue all or any part of our Services;
    3. Refuse, move or remove any material that you submit to our sites for any reason;
    4. Refuse, move, or remove any content that is available on our sites;
    5. Deactivate or delete your accounts and all related information and files in your account;
    6. Establish general practices and limits concerning use of our sites.

    User agrees that Community Lending of America will not be liable to you or any third party for taking any of these actions.

  6. User understands that loan specialists are selected at the sole discretion of Community Lending of America.
  7. User understands and agrees that submitting an application does not guarantee that User will be pre-approved for a loan.
  8. User agrees that Community Lending of America may modify the Terms of Use at any time without notice to User by posting revised Terms of Use on our sites. Your use of our sites constitutes your binding acceptance of the Terms of Use, including any modifications that we make.